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FAQs a nd What You Need to Know about Prepaid Funeral Plans. 

Click the arrows below to find out more about these important matters.


Who is eligible?  

UK residents aged 18 or over can take out a plan. For instalment plans, the final instalment must be paid by your 85th birthday. There are no medical or health questions to answer.

Can the plan include special wishes?  

You can add special wishes and requests such as song choices, readings, information for a eulogy and so on. There is no charge to add these details. There may be more to pay if you require additional features, services or upgrades.

What happens if I move to a different part of the country?  

If you move, you should be able to transfer your plan to a funeral director near your new home. However, there may be additional costs depending on local prices and not all funeral directors guarantee third party costs. Please refer to the Terms and Conditions for details or speak to us for more information.

Can I purchase a prepaid funeral plan for someone other than me?  

Yes – many people purchase a funeral plan on behalf of a relative or a person that they are responsible for.

Can I pay for a prepaid plan by instalments?  

Yes, you are able to pay over a range of periods. There is an additional cost for paying by instalments over two or more years. Eligibility criteria applies. Please refer to the Instalment Q&A and the Terms and Conditions for more information. We can provide you with a personalised quote.

Does my funeral plan cover the entire cost of the funeral?  

Our Harbour View plans cover your funeral costs listed in the plan details as long as your requirements don't change and we carry out your funeral. We also offer plans that include a contribution towards third party costs, such as cremation and officiant's fees. With these plans, the third party costs are out of our control and there may be more to pay if these costs are not covered by the plan value at the time of need. For more information, please refer to the Terms and Conditions.

Can my funeral plan be changed or cancelled?  

Yes, you can make changes to your plan after you have taken it out and once it is fully paid. Just let us know what you wish to change. There may be an additional cost if you add new features and services to your plan. You can cancel your plan at any time. If you choose to cancel the plan within the cancellation period, you’ll receive a full refund. If you cancel the plan after the cancellation period, you’ll receive a refund of the original amount paid, excluding the administration fee, and any payments to insure an instalment plan.

What if I die abroad?  

The plan does not cover the cost of a funeral abroad, or the cost of repatriating the deceased. It is therefore important that your travel insurance policy covers this.




Tapper & Son (Poole) Ltd. trading as Tapper Funeral Service Limited is an Appointed Representative of Ecclesiastical Planning Services Limited Reg. No. 2644860, registered in England at Benefact House, 2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, UK, which is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 958152. The Financial Conduct Authority regulates pre-paid funeral plans only.